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Today, everyone is seeking ways to make extra money, save their money, and make their dollars stretch. So, I thought it would be a good idea to share the six cashback and rewards apps I use daily to help me maximize my dollars. Using these apps will put you in a great position to optimize your everyday spending.
Before cashback apps were a thing, you could find me at your nearest grocery store every Sunday purchasing a newspaper or two. Sunday newspapers are packed with coupons and I would come home, grab my scissors and binder and clip away. Using coupons, combined with store sales, helped me save so much money and make my budget stretch. But, clipping coupons require so much time and money spent. Therefore, I set out to find a way to help me still save on everyday purchases.
That’s when I discovered cashback and rewards apps. I could still save money just by having my cell phone in tow. I can earn cash or rewards just by logging in through an app to make specific purchases or by scanning a receipt after leaving the grocery store. I was so surprised how quickly the money earned just by using these apps added up over time.
Let’s look at my 6 favorite cashback and rewards apps that I think everyone should use.
The 6 Best Cashback Apps Everyone Should Use
If you’d just like to see the cashback and rewards apps, here’s what I recommend. I use these daily and you should too. To learn more about each app and why I recommend them, make sure to read the entire post.
My absolute favorite cashback app is Dosh. This mobile-only app is available for both iOS and Android and gives you effortless cash back for purchases you make at your favorite stores and restaurants.
I’ve been using Dosh since 2017, and I love this app because the cashback you earn is passive. There is no receipt scanning, no coupons or no points required after the initial setup. Once you link your card, you’re good to go. You’ll begin to earn cashback automatically after your next qualifying purchase. They are constantly adding more and more locations to help you save even more.
I wouldn’t recommend going to places you normally wouldn’t just to earn the cashback, but if you’re headed there anyway why not take advantage of the savings. To help you get started, if you sign up using my Dosh link and link a credit or debit card, Dosh will deposit $5 in your account immediately. You can’t beat that for little to no work.
eBates (aka Rakuten)
eBates, which today is known as Rakuten, is the first cashback app I used. You can use it as an app on your phone or add the Google Chrome extension to your browser. Once your account is set up, you’ll begin earning cashback on almost every purchase you make online. Some retailers offer up to 12% cashback depending on the time of year and the items that you purchase.
I love having the eBates Google Chrome extension on my computer because even when I’m browsing online, I will be notified to activate the extension if I’m on a website that earns cashback before continuing to make a purchase.
eBates pays out quarterly and you can choose to receive to have the funds deposited in your PayPal account or they will send you a check in the mail. I’ve earned hundreds of dollars just by shopping through eBates to make purchases I planned to make anyway. If you do any inkling of online shopping, stop what you’re doing and setup eBates now. It only takes a few seconds.
If you sign up with my link, eBates will give you a $10 welcome bonus once you make a qualifying purchase of $25 or more.
Use iBotta to get cashback on your everyday purchases. This user-friendly app is available for both iOS and Android. Download the app today to unlock the rebates. What I love about this app is that in addition to earning cash back on purchases, you can also unlock bonuses just by redeeming more than one reward. Like eBates, you can even earn cashback both instore and online.
To get started, browse the app and look for products that are on your grocery list to unlock. With receipt in hand, snap a photo of the receipt and upload it to the app. You may need to also scan the product barcode to verify your purchase. Within 48 hours, your cash will appear in your account. Once you’ve earned $20, cash out or redeem for a gift card.
According to iBotta, the average user earns $30 a month. That’s $30 you can add back to your grocery budget or go towards your financial goals.
Pei is new to the cashback and rewards app world. Similarly to Dosh, you just link your card to Pei and watch your points add up, which can be redeemed in the form of cash or Bitcoins. Pei is connected to many national retailers and provides a certain cashback percentage at participated stores and restaurants. This is another way to passively earn cashback on your everyday spending. It even stacks with the cashback that you earn from other apps, so you can really maximize your earnings.
Download Pei today and use my referral link, and you’ll get $5 once you’ve linked a card and made a qualifying purchase.
Swagbucks is another app you need in your life. From watching videos to taking short surveys, you can earn points for gift cards just by doing the routine activities you’d be doing online anyway. You can even earn points by providing your feedback to certain retailers that match your lifestyle and spending habits Be sure to sign up for a Swagbucks survey profile so that you can unlock additional surveys, bonuses and even more ways to reap rewards.
By using Fetch Rewards, you can earn rewards just by scanning your grocery receipts. Just snap a picture of your receipt and points will be added to your account. Once you hit $3,000 you can redeem your points for gift cards at a wide array of national retailers such as Amazon, Target, and Dunkin and so much more.
Unlike iBotta, no action is required before you make a purchase. You don’t have to select specific products or indicate that you’re going to make a purchase. You also don’t have to scan any product barcodes for verification. Just snap a photo of your receipt and points will be added to your account instantly.
If you like saving money easily, give Fetch Rewards a try. It’s super easy and fun to use. Sign up with my code and 2,000 points (equivalent to $2) will be added to your account once you scan your first receipt.
There are a lot of cashback and rewards apps in the market today to help consumers today earn money on items planned to purchase anyway. You won’t become a millionaire by using these apps, but many are a great way to add a source of passive income and make your budget stretch. It’ll take you a few minutes to set up all them up, but once setup is complete, you’ll be on your way saving even more money on your everyday spending.
Don’t make your next purchase without using one of the cashback apps mentioned above to help you earn cashback and get rewarded. What are you waiting for? Download all six today!